Saturday, July 14, 2018

7 -- COMMON REASON WHY TRAVEL INSURANCE DENY CLAIMS




1. Purchasing travel insurance too late. Sometimes travelers buy a policy after they hear about a storm or other events, on the news and file a claim to cancel their trip.  Typically, if an event is publicized, such as a storm that has been named by the nation hurrican center, it is too late to buy a policy


2. Seeking an inconvenience payment. Most travel insurance policies are designed to reimburse you once you have had a financial loss. Typically, travel insurance does not provide payment if you were inconvenienced, or were not able to enjoy your time.

3. Lack of documentation. A claim may be denied if you cannot provide proof of your financial loss. keep a receipts and ask for itemized receipts from travel suppliers, when possible.

4. Absurd claims. A common misconception of travelers is that travel insurance will cover anything that could happen. Travel insurance covers a specific list of events, which are stated in every policy, and often varies between policies.


5. Not being medically stable when buying travel insurance. While travelers usually know they need to be medically cleared to travel, many don't know they need to be medically stable when the policy is purchased, in order to have coverage. The best thing to do is to wait to buy a policy until medically cleared to travel.










This article comes to you from Property and casualty 360.

6. Also, while traveling you may need to purchase auto insurance coverage for your rental vehicle.  Most rental car companies give you the option of using your current collision, comprehensive, and liability coverage when you rent a car.


Barbara Garrett
Capital Insurance Agency of Raleigh, LLC
4104 Atlantic Avenue, Suite # 142
Raleigh, NC  27604-1803
CIARinfo.com
Ofc:  984-239-5522  ---  Fax 919-882-9802

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7 -- COMMON REASON WHY TRAVEL INSURANCE DENY CLAIMS

Capital Insurance Agency of Raleigh, LLC  1. Purchasing travel insurance too late . Sometimes travelers buy a policy after they hea...